5 Apps That Pay You Big Money in Nigeria at Home 2024

In recent times, making money online from the comfort of your home has become increasingly popular in Nigeria. With the rise of various Apps and online platforms, it is now possible to generate considerable income with minimal effort. In this article, we will explore the 5 best Apps that can help you earn big money from home in Nigeria in 2024 through various opportunities like freelancing, surveys, affiliate marketing, etc.

The 5 Apps That Pay You Big Money in Nigeria at Home 2024

1. Upwork  (Android App)

Upwork is a popular global freelancing platform that connects professionals with clients worldwide. As one of the top Apps That Pay You Big Money, Upwork provides numerous freelancing opportunities for writers, designers, developers, virtual assistants, and more to work remotely.

You can create a professional profile showcasing your skills and experience, then bid on various online jobs and projects. Once hired, you will earn money directly into your Upwork account and later transfer the funds hassle-free to your local Nigerian bank. With consistent work, Upwork freelancing can become a full-time income-generating activity.

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2. Survey Junkie (Android App | iOS App)

Survey Junkie is a leading market research platform that rewards users for sharing their opinions and testing products. As one of the 5 Apps That Pay, Survey Junkie offers a large inventory of paid online surveys covering numerous topics.

The surveys typically take 5-10 minutes to complete and pay anywhere between $1 to $5 each. All you need is an internet-connected device and some spare time to take surveys and earn good side income. The minimum payout on Survey Junkie is $5 which you can cash out through PayPal or gift cards.

3. Swagbucks (Android App | iOS App)

In addition to paid surveys, Swagbucks also offers other easy money-making activities like watching videos, playing games, shopping online, etc. As one of the 5 Apps That Pay You Big Money, Swagbucks is a versatile app that rewards users with Swagbucks points for various activities.

These points can then be redeemed for gift cards from popular brands like Amazon, Nike, Sephora, etc, or cash via PayPal. With Swagbucks’ referral program, you can also earn more by inviting others to join. The minimum cash out on Swagbucks is $25.

4. Money Pot by Opay (Android App | iOS App)

Money Pot is a money-earning and lending app by leading Nigerian fintech company Opay. Here, you can earn daily, weekly, and monthly rewards by participating in various tasks like surveys, quizzes, missions, etc.

The app runs daily, weekly, and monthly lotteries where users stand a chance to win up to millions. You can cash out your earned points to your local bank account or use them for lending/borrowing needs via the app. Money Pot is a great app for potentially big rewards as part of the Apps that Pay.

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5. Steady (Android App | iOS App)

As one of the top 5 Apps, Steady is a platform that connects freelancers to various project opportunities nearby. Here you get access to online as well as on-site work/tasks directly from hiring managers. Opportunities include data entry, virtual assistance, delivery, rideshare driving, etc. You can choose projects suited to your skills, availability, and pay rate. Once completed, Steady transfers your earnings hassle-free. With its wide range of gig jobs, Steady is ideal for generating substantial income.


How much can I earn from these money-making apps?

The earnings from these apps vary based on your effort and time invested. On average, you can expect to earn anywhere between ₦5,000 to over ₦50,000 monthly depending on the platforms and consistency. With full-time dedication, some apps like Upwork and Steady even allow for generating six-figure incomes annually.

Is it possible to earn big money through these apps?

Yes, it is very much possible to earn big through these apps mentioned. Many super users on apps like Upwork and Steady have successfully scaled up their businesses and are generating millions in annual earnings by providing specialized services and managing multiple clients/projects simultaneously. With experience, focus, and dedication, one can earn substantial income through these apps.

Are there any minimum age requirements?

The minimum age requirement differs across platforms. However, most allow professionals aged 18 years and above to register and start working on them. Be sure to check the individual app policies for age criteria before signing up.

How secure are the payment methods on these apps?

The majority of these apps facilitate secure online money transfers and payments through popular global networks like PayPal and local Nigerian banks. Others use established payment gateways ensuring transactions are encrypted and user funds well-protected at all times. Nevertheless, it’s always a good practice to enable extra security features like two-factor authentication for added protection of your account and money.

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Which platform pays the highest rates in Nigeria?

Among the above-listed apps, Upwork and Steady generally provide the highest-paying opportunities for talented Nigerians proficient in specified skills like programming, writing, accounting, etc. With such specialized skills, you may earn over ₦50,000 per month by landing and delivering multiple projects or tasks. However, rates may vary significantly depending on your expertise and the demand for your services.


To summarize, the future belongs to online income generation and apps have made it immensely convenient for Nigerians to earn good money from the comfort of their homes. With opportunities like content creation, software development, graphic design, and virtual assistance in abundance, earning through digital platforms has become mainstream.

All you need is determination, the right skills, and consistent efforts to reap rich rewards. The 5 apps discussed in this article – Upwork, Survey Junkie, Swagbucks, Money Pot, and Steady are tried-and-tested platforms that when utilized judiciously, can easily become an individual’s primary source of income. It is no wonder then that with growing internet trends, more Nigerians are opting for careers in the digital economy.


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